Since the RM is a named insured on AERC policy, it should cover
her. Unless ride is on her property, homeowners would not apply. Need to look at
exact coverage through Equisure to see limits of coverage. I seem to remember
that the coverage is a million or so for a given year. So if multiple suits are
brought, the proceeds paid from the first ones would make the coverage for later
ones decrease.
Mary Mosshammer Remember--Riding is the art of keeping
the horse between you and the ground!!
Just curious, if a RM was sued and found "guilty," would the RM's AERC
insurance policy through Equisure pay or could the RM also be
personally liable? If so, would their home owner's policy pick up the
tab?
