Endurance.Net Ridecamp Archives

I haven't read all the stallion question posts because I'm franctically 
trying to finish a project so this may have been posted already. But if it 
hasn't, all my horses are covered by Equine Liability insurance through 
Hallmark Equine Insurance Agency at www.hallmarkhorse.com. Cost is $250 per 
year for up to five horses ($50 extra per horse after 5) and it covers home 
and away from home travel with the exception of racetrack horses. Each 
occurrence personal liability is $1,000,000, with annual aggregate 
$2,000,000. Medical payments $5,000.


----- Original Message ----- 
From: "Stephanie E Caldwell" <biothanetack@xxxxxxxxxxxxx>
To: "RHONDA LEVINSON" <rhndlev@xxxxxxx>
Cc: <ridecamp@xxxxxxxxxxxxx>
Sent: Tuesday, July 12, 2005 9:11 AM
Subject: Re: [RC] [RC] Stallion question


> RHONDA LEVINSON wrote:
>
> > No offense to Chris, but this is a really common misconception about the 
> > law.  Just to let other horse and stallion owners know so they don't get 
> > really stressed about this, the woman who owned the horse would not have 
> > lost all of her assets.  The woman's HOME OWNER'S INSURANCE would have 
> > paid off any lawsuit.  This is why we have homeowner's insurance.  Please 
> > remember this if you're ever on a jury -- it's the insurance company 
> > (wealthy and evil) that is paying the verdict, not the 
> > homeowner/horseowner/driver/whoever.
>
> No... Many/most homeowner's policies exclude livestock. Sad fact, but go 
> check policies and see!
>
> Steph
>
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