There are probably several companies out there that will cover
endurance rides. SERA has its insurance through a large insurance
agency out of Nashville and the underwriter is American Bankers
Insurance Company. It covers all SERA sanctioned rides with all the
additional insurance certificates required. It will cover any ride SERA
sanctions in the United States or Canada and SERA has in the past and
still does on a limited basis sanction out of region rides. One of our
rides requires 12 additional insurance certificates since it is run
entirely on private land. We have been with them for years and they
have been very good at covering claims and are very cost competitive. I
believe that many of the other regional organizations have insurance
coverage. There seems to always have been other companies out there.
But some how no one from the AERC bothered to contact us to get the
information so a competitive bid process could be used. I am sure the
same is true for the other regional organzations.
Truman
Things may have changed since I was on the BOD and helped nogotiate the first
AERC liability insurance policy. All I know is that at the time, no one would
touch the business of insuring endurance rides except the one company we went
with. Things may have changed. It is IMPERATIVE that all ride managers have
access to affordable ride liability insurance, or there will be many of us no
longer putting on rides.
Barbara
McCrary
