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[RC] AERC ride insurance - Jonni Jewell

Nancy posted: >>>Once the company has EVERY Endurance ride in the country
wrapped up, what's their incentive to keep rates competitive.....Oops, there
will BE no competition. It is my understanding the policy offered to AERC is
they must insure ALL THE RIDES, OR NO RIDES will be covered. And, they have
been given a very short time frame to decide. (I think the conference call
is/was today?)<<<

So as I understand it....all AERC events will be covered by this insurance,
even if you have your OWN insurance to cover the ride...so they can be
"double insured". And on that, would the insurance companies even allow
rides to be insured by two companies? (I know other forms of insurance seem
to not allow that)  So, now even though a ride uses their OWN insurance,
AERC will STILL bill them the fee for using that insurance? (even though
they did not need, or want it, because they have their own???)

Maybe those rides who were having trouble finding insurance should have
checked out the companies that some of the other rides are still using????
(I know, sounds pretty simplistic)

Again, this whole insurance thing is a tad confusing to me, but now I am
seeing it does effect the riders, as they may get charged higher entries to
cover the insurance. And, like Nancy mentioned, having ONE company cover ALL
the rides seems to be asking for rate hikes etc.  And last, I know with some
of our carriage driving events, and small club run horses show I used to
attend, they were insured for "members only", so if you were not a club
member, you had to do a 'One Day Membership', which was a fee of $5, then
you were covered by the insurance.(for THAT ride, THAT day) That happen with
any of the endurance rides? Since we have SO many non-AERC members riding
rides, how is that handled?

Rumor mill says some early year rides may be cancelled because of lack of
insurance. One is a particularly LARGE ride in So. California that is held
in just a couple weeks.Why was this issue not figured out sooner? (I know my
insurance company give me enough warning on changes to let me figure
something out)

This is they type of stuff that makes me glad to not be doing management
duties, but also I think the general membership might be needing to
understand what is going on in the national office. No insurance, no
rides....or, maybe higher insurance rates, higher entry fees.
Jonni



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