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Re: [RC] insurance - Carla Richardson

That's one nice thing about the new insurance coverage being offered by AERC, for $20 a year you get a $1 million liability policy that does cover you at rides as well as at home, from what I understand, anyway.
Carla Richardson

On Thu, Nov 13, 2008 at 9:56 AM, Anna Wolfe <awolfe@xxxxxxxxxxxxxx> wrote:

I am just now learning that my ranch insurance, and therefore my umbrella policy, does not cover speed or strength events regarding my horses.  Good grief – I thought that was what an umbrella policy is for – to cover what isn't otherwise covered.  So if my horse gets loose, or injures anyone at a ride – no coverage.  Have you all found this to be true?  Do you get any additional coverage?  I don't run a horse business in anyway, but sometimes let others ride my horses, both at home at and at rides.  What do you all do?


Anna Wolfe

Des Moines, NM

[RC] insurance, Anna Wolfe