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[RC] This is what comes through On Ridecamp DIGEST when you don't TrimYour Messages! - Donna Coss------=_NextPart_000_005B_01C5E5EC.804A9060
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Content-Transfer-Encoding: quoted-printable<!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML xmlns="http://www.w3.org/TR/REC-html40"; xmlns:o = "urn:schemas-microsoft-com:office:office" xmlns:w = "urn:schemas-microsoft-com:office:word" xmlns:st1 = "urn:schemas-microsoft-com:office:smarttags"><HEAD> <META http-equiv=Content-Type content="text/html; = charset=iso-8859-1"> <META content="MSHTML 6.00.2900.2769" name=GENERATOR><o:SmartTagType = name="City" namespaceuri="urn:schemas-microsoft-com:office:smarttags"></o:SmartTagT= ype><o:SmartTagType name="place" namespaceuri="urn:schemas-microsoft-com:office:smarttags"></o:SmartTagT= ype><o:SmartTagType name="PersonName" namespaceuri="urn:schemas-microsoft-com:office:smarttags"></o:SmartTagT= ype><!--[if !mso]> <STYLE>st1\:* { BEHAVIOR: url(#default#ieooui) } </STYLE> <![endif]--> <STYLE> <!-- /* Font Definitions */ @font-face {font-family:"Maiandra GD"; panose-1:2 14 5 2 3 3 8 2 2 4;} /* Style Definitions */ p.MsoNormal, li.MsoNormal, div.MsoNormal {margin:0in; margin-bottom:.0001pt; font-size:12.0pt; font-family:"Times New Roman";} a:link, span.MsoHyperlink {color:blue; text-decoration:underline;} a:visited, span.MsoHyperlinkFollowed {color:purple; text-decoration:underline;} span.EmailStyle17 {mso-style-type:personal-compose; font-family:"Maiandra GD"; color:windowtext; font-weight:normal; font-style:normal; text-decoration:none none;} @page Section1 {size:8.5in 11.0in; margin:1.0in 1.25in 1.0in 1.25in;} div.Section1 {page:Section1;} --> </STYLE> </HEAD> <BODY lang=EN-US vLink=purple link=blue bgColor=#ffffff> <DIV><FONT color=#000080>I'm a lawyer, and I couldn't agree more with = what Chris says. </FONT></DIV> <DIV><FONT color=#000080></FONT> </DIV> <DIV><FONT color=#000080>Someone intent on suing you can always find a = new (or stupid, or [rarely] unscrupulous) lawyer to take their = case.</FONT></DIV> <DIV><FONT color=#000080></FONT> </DIV> <DIV><FONT color=#000080>The bottom line is: get insurance, so you can = stop worrying about being sued.</FONT></DIV> <DIV><FONT color=#000080></FONT> </DIV> <DIV><FONT color=#000080>Dabney Finch</FONT></DIV> <BLOCKQUOTE dir=ltr style="PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; = BORDER-LEFT: #000080 2px solid; MARGIN-RIGHT: 0px"> <DIV style="FONT: 10pt arial">----- Original Message ----- </DIV> <DIV style="BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: = black"><B>From:</B> <A title=dean@xxxxxxxxxxxx href="mailto:dean@xxxxxxxxxxxx";>Dean A. = Conti</A> </DIV> <DIV style="FONT: 10pt arial"><B>To:</B> <A = title=ridecamp@xxxxxxxxxxxxx href="mailto:ridecamp@xxxxxxxxxxxxx";>RideCamp</A> </DIV> <DIV style="FONT: 10pt arial"><B>Cc:</B> <A title=paus@xxxxxxxxxxx = href="mailto:paus@xxxxxxxxxxx";>paus@xxxxxxxxxxx</A> </DIV> <DIV style="FONT: 10pt arial"><B>Sent:</B> Wednesday, November 09, = 2005 5:57 PM</DIV> <DIV style="FONT: 10pt arial"><B>Subject:</B> Re: [RC] Question for = legal eagles/advice from an expert</DIV> <DIV><BR></DIV> <DIV class=Section1> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'">Chris,<o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra GD'">I consider = myself something of an expert on this subject. My wife and I have owned and = operated our own manufacturing business for the past 18 years. Approximately 5 = years ago we were sued by a disgruntled employee and we did not have = employee prac<st1:PersonName w:st="on">ti</st1:PersonName>ce insurance. = Without booooring you with the details let me assure you that you haven't = really lived un<st1:PersonName w:st="on">ti</st1:PersonName>l you have been = dragged through mul<st1:PersonName w:st="on">ti</st1:PersonName>ple, long deposi<st1:PersonName w:st="on">ti</st1:PersonName>ons by = intelligent and well trained lawyers who's sole purpose is to figure out how to extract = as much of your personal wealth as possible. You would also learn that no good = deed will be left unpunished. Something you would think would be a = posi<st1:PersonName w:st="on">ti</st1:PersonName>ve suddenly turns into a tremendous nega<st1:PersonName w:st="on">ti</st1:PersonName>ve. <st1:City w:st="on"><st1:place w:st="on">Alice</st1:place></st1:City> in = Wonderland stuff=85<o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra GD'">An agreement to = end the suit was reached and of the $300,000+ that changed hands approximately = $145,000 came out of our pocket and almost put us out of business. I = have es<st1:PersonName w:st="on">ti</st1:PersonName>mated perhaps $85,000 = went to the plain<st1:PersonName w:st="on">ti</st1:PersonName>ff; the = balance ($215,000) was consumed by the legal system prac<st1:PersonName w:st="on">ti</st1:PersonName><st1:PersonName w:st="on">ti</st1:PersonName>oners (lawyers on both sides). Remember = the legal system is like any other for profit business in that they are always = looking for new =93customers=94 and trying to develop new =93markets=94. <o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra GD'">No matter what = release has be signed and by whom, you can s<st1:PersonName w:st="on">ti</st1:PersonName>ll be sued and it will be up to you to = defend yourself. The clear take-away, IMHO, is to have a LOT of GOOD = insurance. This does make you more of a target, but trust me, if you have any assets = (house, business, farm) you can't afford to not have it. We now carry = employee prac<st1:PersonName w:st="on">ti</st1:PersonName>ce insurance at the = business and have a mul<st1:PersonName w:st="on">ti</st1:PersonName>-million = dollar liability umbrella coverage on top of our exis<st1:PersonName w:st="on">ti</st1:PersonName>ng auto/homeowners insurance (which, = BTW, is surprisingly affordable).<o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'">Dean<o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra GD'">From: Chris Paus = <paus@xxxxxxxxxxx><o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra GD'">Subject: = [RC] ques<st1:PersonName w:st="on">ti</st1:PersonName>on for legal eagles<o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra GD'">I hope this = doesn't start the war back up about whether or not AERC should provide insurance to = ride managers....<o:p></o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Maiandra GD" size=3><SPAN style="FONT-SIZE: 12pt; FONT-FAMILY: 'Maiandra = GD'"><o:p> </o:p></SPAN></FONT></P> <P class=MsoNormal><FONT face="Times New Roman" size=3><SPAN style="FONT-SIZE: = 12pt"><o:p> </o:p></SPAN></FONT></P></DIV></BLOCKQUOTE></BODY></HTML= ------=_NextPart_000_005B_01C5E5EC.804A9060-- Subscribe/Unsubscribe http://www.endurance.net/ridecamp/logon.asp Ride Long and Ride Safe!!
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