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Fwd: [RC] liability and neighborhood kids? - Mary Krauss



From: Mary Krauss <lazykfarm@xxxxxxxxxxx>
Date: Sat Sep 17, 2005  10:49:01 AM US/Pacific
To: "Jo Ann Knight" <jknight61@xxxxxxxxxxx>
Subject: Re: [RC]   liability and neighborhood kids?

Thank you Jo Ann, and, no, you do not sound at all bigoted. Our family experienced our own version of what you described: a family member married a girl whose mother had made a living marrying richer and richer men, divorcing them for better and better $$'s. That same girl is moving on to her own third marriage now.... Luckily for us she'd signed a pre-nuptial before marrying into our family (because we were all worried about her mother's track record.) Poor girl is kinda' doomed by her own background....

And, no, I don't think you are unkind to know there are bad people out there. I asked the question because I feel quite uncertain of these parents. If I had to go just on trust, I'd say the Mom is fairly stable and trustworthy and generally takes a "sh...t happens" approach to things. The Dad is the one who worries me. To be fair, he wasn't wrong to want his daughter to wear a helmet--it's just his immediate jump to blame without even asking the circumstances that was a red flag. He felt kinda' silly when I told him I'd led the horse around a pen....

Another ridecamper sent me a terrific liability waiver, so, at least I have that. Another person suggested I check my homeowner's insurance--a terrific idea which I will take care of on Monday. Still another person suggested taking out a bit of liability insurance--I don't know the costs there but bet it's doable. I find it all interesting particularly because I wouldn't mind giving a few lessons for $$ eventually. I think one's liability becomes more pronounced in that case.

Thank you very much Jo Ann. I appreciate your help.

On Saturday, September 17, 2005, at 09:35 AM, Jo Ann Knight wrote:



Mary

I know this isn't California your talking about. BUT be careful with those
types of folks. The kid suffers because of them and I know you want to do
good things and give her something wonderful in her life.


Just make sure you have all the right formal paperwork. There are usually
free" legal advice sources, though I don't know how good they are myself.
Check with the people you are checking with (Ridecamp legal types), but also
check with horse lesson professionals in your area some should be kindly
enough to explain the way to best protect yourself your state and for your
situation.


That father can be a loose cannon from the sound of things, but don't count
on not being caught in a cross fire between him and the mother! AND I am
sorry to make a stereotype statements but here goes---Where I grew up, some,
not all, poor, dysfunctional families made good money suing people for
injuries to their kids.


OK I hope this helps without sounding like I am a narrow minded bigot who
blames all dsyfunctional poor people for the few rotten cores in the barrel.
Cause I am not like that. Just saying what I have seen happen. AND no
they don't have to be poor folks to be making money off of law suits
regarding their kid getting an owie on someone else' property. And the
lawyers get a lot too so plenty around to help those folks out!


Bottom line is, you want to do something nice, good, but you also can't
afford to lose the farm. Lose that and you can't help yourself with a horse
and what you do now, let alone a child who does rightfully need a sane place
to hang out in.


Jo Ann


-------Original Message-------


From: Mary Krauss
Date: 09/16/05 18:04:32
To: ridecamp@xxxxxxxxxxxxx
Subject: [RC] liability and neighborhood kids?

Do any of you lawyerly sorts know what kind of liability one undertakes
when one gives informal riding lessons to neighbor kids? I understand
the liability has lessened considerably in Oregon where they put teeth
into the waivers typically used in professional situations but: 1) I
live in Washington, and 2) I'm not a professional
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