Endurance.Net Ridecamp Archives

As always, Kat, you cut an argument like a scalpel. I have to admit 
that you are right about the process. But something has happened in the 
larger machine such that the presence of liability insurance has become 
a large "Sue Me" sign to people who all too often wander into 
situations without engaging their brains. Where you would prune the 
larger machine (to utterly mangle a metaphor) to allow sanity to 
re-emerge is the problem.

Meanwhile, I'll go back to my cartwheels and dancing.  On my way into 
the city the other day I saw a procession of 5 trucks, dump trucks and 
(roughly) 2 ton hauling trucks filled with furniture and crowds of 
young men and women from the countryside singing, clapping, dancing, 
beating drums of new buckets, and generally carrying on in a manner 
that would drive any highway patrolman totally bonkers. I was behind 
them as they passed through a police checkpoint without a word other 
than "Mabrouk (Congratulations)" for the wedding. Absolutely they were 
behaving like idiots. Definitely one of them could have gotten killed. 
But they weren't driving fast or endangering other traffic, and in fact 
were bringing smiles to most of the rest of us who were facing much 
less laughter in our upcoming day. If someone of them were hurt in the 
procession, would there be a lawsuit?  No way. The family would be very 
unhappy and at the same time admit that the person had acted in a way 
that courted disaster. Much better to my way of thinking. Most people 
around here don't even have insurance, and if my car gets bumped by a 
farm truck I don't get into a hassle, I just fix it.  (Thank heaven 
body work is cheap...and it's cheap because a lot of people are doing 
it without being able to charge an insurance company big bucks.) What 
are they going to give me? 1100 lbs of cabbage?  No thank you.  Welcome 
in Egypt.

Maryanne Stroud Gabbani
Cairo, Egypt
www.alsorat.com
miloflamingo.blogspot.com

"The trail is the thing, not the end of the trail. Travel too fast and 
you miss all you are traveling for"  Louis L'Amour

On Wednesday, Sep 22, 2004, at 22:09 Africa/Cairo, 
katswig@xxxxxxxxxxxxx wrote:

> Maryanne said:
>
> > HOWEVER, I think that the way the insurance companies try to run
> > your lives is absolutely aggravating. Hey, none of us are going to
> > last forever anyway. I work hard to have well socialised animals,
> > maintained equipment and all the other things to ensure my safety and
> > the safety of my friends and passersby. But I really hate being told
> > by some company that I "can't" do this or that.
>
> Insurance companies aren't trying to run our lives. What insurance
> companies do is calculate risks and charge accordingly.  If they don't
> charge extra for added risk, that means they will have to charge the 
> people
> whose activities aren't higher risks more to cover the fact that they
> aren't charging the people whose activities are higher risks.  So, 
> unless
> you want to get charged for risks that you don't take, don't complain 
> about
> getting charged for risks that you do :).
>
> Additionally, insurance companies don’t tell people that they "can't" 
> do
> this or that.  They just tell them that if they do, they aren't 
> insured for
> it.  At which time, individuals can decide whether they want to 
> shoulder
> the risk themselves...or pony up extra for the insurance.
>
> kat
> Orange County, Calif.
>
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