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Re: [RC] [RC] farm insurance - Laurie Durgin

My friend who leases and runs a boarding barn said her insurance doubled last week. I have State Farm and they told me if I do anything for money with horses, lessons, boarding etc. they would cancel me. I can however 'keep' a horse here for nothing. I have 3 ponies and two foals of my daughters trainers here 'for nothing' . I was told they will insure my horses or say if a friend rides, but if it is a business they would cancel. Looks like it is going to keep going up an up till lmaybe owners will have to band together and start their own insurance company. Or get around it some other way,like incorporating or something. And we even have a limited equine liability law. .
Insurance companies want to get rid of horses anyway, liability and medical. :{ Laurie /And Rascal



From: "firedancefarms" <firedancefarms@xxxxxxxxxxx>
To: "ridecamp" <ridecamp@xxxxxxxxxxxxx>
Subject: [RC]   farm insurance
Date: Fri, 30 May 2003 22:53:17 -0500

Ok ya'll, I know this is where to turn to for advice! My insurance policy
is renewing SUNDAY and it has gone up SIX HUNDRED DOLLARS to almost TWO
THOUSAND dollars a year! My father has almost my exact policy (house value,
etc) and he pays $640 a year, but of course no horses. What is everyone
else paying? Is it that much more just because we have horses or what? My
farm part of the policy is only about $300, which means I'm paying almost
$1700 for the dwelling and personal property!
And along the same lines, will you please tell me which insurance agencies
will insure a horse ranch? I have Ok Farm Bureau. Seems to me State Farm
would not insure horse property?
Thanks so much!
Louise
Louise Burton
Firedance Farms Endurance Arabians
Oklahoma
http://pages.prodigy.net/firedancefarms



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