Endurance.Net Ridecamp Archives

> Sandra Walker wrote:
>
> > I’m not a lawyer but I am a professional (whatever THAT means! LOL) 
> > trainer/clinician so I’ll share my story with you.  First off, I’ve 
> > got a small spread (21 ac.), a house, barn, covered arena, etc. and 
> > so had everything insured with State Farm (I’m in TX).  I’ve never 
> > had an insurance claim, no lawsuits, nothing.  Then two years ago my 
> > agent calls me and tells me my policy will be cancelled when due in a 
> > couple months. Surprised, I asked why. He asked “You still have 
> > horses don’t you?”  “Yes”, I replied. “Well, we’re not writing 
> > policies to cover that anymore. We’re just interested in the single 
> > family home market these days.”  
That's interesting. It must not ba a national policy. I have State Farm 
and never had an issue. My agent also has horses as do about half of her 
office staff. I do have a liability umbrella policy on top of the home 
owners with them. On the other hand this is not a commerical operation. 
We do not train or board horses. I wonder if  part of the problem is 
State Farm doesn't want to cover trainers and boarding stables.

Truman

--

"The opposite of a correct statement is a false statement. The opposite 
of a profound truth may well be another profound truth."    Niels Bohr 
-- Nobel Laureate, Physics




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