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Horse trailer roadside insurance
This was discussed on the CTR list and I thought it
would be of interest.
Penny & Daisy
> After checking with several Allstate agents I found
> 1. Several Allstate agents don't know much about
> their roadside policies. So I went to the Allstate
> web site at www.allstate.com and called the toll
> number 1-800-214-5132 and asked alot of questions.
> 2. There are 2 plans that Allstate offers that
> includes horse trailers; the Deluxe and the RV
> 3. The Deluxe offers: Cost is $79.95 or 99.95 in
> California. Vehicles included are
> cars, vans, pickups, and SUV's, as well as
> motorcycles and RV's - and yes horse trailers.
> a. Emergency roadside service with a toll-free
> hours a day, from anywhere in the country.
> will tow you to anywhere you choose (up to 40
> miles from where you broke down or up to your
> $125 allowance). Or they will tow you to the
> closest Allstate service provider at no
> additional cost. They guarantee the roadside
> labor for 90 days and pay the first $125 of
> The service provider they send will change a
> tire, deliver gas, provide emergency roadside
> labor, or tow you to safety up to four (4)
> a year. If the service provider they send
> arrives more than 30 minutes after the time
> to you by their dispatch center, you're
> to a 25% discount off your next year's
> membership fee (only one discount per year).
> b. Lost Key/Lock-out benefit. Simply call a
> locksmith, pay the bill and they will
> you for up to $125.
> c. Recreational Vehicle Benefit includes any
> cycle or RV that you own, lease, borrow or
> d. Trip interruption Benefit. If your car is
> disabled by a collision more than 100 miles
> home, you'll be reimbursed for covered
> unexpected lodging, car rental and meal
> expenses incurred within 72 hours of the
> accident up to $1500.
> e. Spouse or designated person is free and is
> provided for your dependent children ages 16
> 18 who live at home. You can add children
> 23) who live in your home but are temporarily
> away attending school) with an Associate
> membership for $19.95 each.
> f. Arrest Bond Certificate. Your membership
> is an ARREST BOND good for up to $1000 in
> states and localities (not good in
> g. Legal defense reimbursement up to $1000.
> h. Vehicle theft reward up to $10,000.
> i. Hit-and-run reward up to $10,000.
> j. Hotel, Motel & car rental discounts.
> k. Custom trip-plan. Before you take a long
> trip, request a detailed custom-prepared
> plan routing map and travel guide.
> 4. RV Road Help: $89.95 (I'm sure more $ in
> a. 24-hour toll-free emergency dispatch service
> any time, any day, from anywhere in the U.S.
> Canada by calling the toll-free number.
> b. Unlimited towing. If your RV or other
> vehicle needs to be towed, they will tow it
> to the nearest service facility capable of
> handling the repairs you need, no matter how
> far away that it. There's no mileage limit!
> You pay nothing out of pocket for covered
> expenses. (Remember that the Deluxe plan
> also take you to the nearest Allstate
> provider with no additional expense. This
> word UNLIMITED was finally clarified to me
> a representative at the 1-800 number to mean
> you can use the service as many times a year
> as you need whereas the Deluxe plan is
> to four (4) times a year.)
> c. Unlimited Emergency Road Service. If your RV
> or other eligible vehicle is in need of
> emergency roadside repairs, they will
> for the labor. There's no dollar limit!
> pay nothing for covered services.
> d. Trip Interruption Benefit up to $1000.
> e. Spouse free.
> f. Unlimited Lockout Benefit. You'll be
> reimbursed , regardless of cost, because
> there is no dollar limit.
> g. $500 Arrest Bond.
> h. Money-saving discounts at all KOA
> 10% off daily campsite charges at all KOA
> i. Car Rental Discounts.
> j. Trip Planning. As above.
> k. Not included is legal defense, theft
> and hit-and-run reward.
> It is hard to get information on this plan
> from your local Allstate agent because they
> don't know about it. It apparently is new.
> You can get information from
> I am switching to Allstate from AAA Plus. My
> renewal is due, so I am going to write a letter
> explaining that I need to include my horse trailer
> they don't so had to look elsewhere. Thank goodness
> there is something else out there that is available.
> I hope this information is helpful to you. My
> Relda, did her own research and already has her
> trailer insured and found that for only $2.40 more
> added roadside assistance! So if your horse trailer
> is insured, that may be your best option.
> Allstate's web site is at www.allstate.com
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