Re: RC: Re: [BOD] Ride Insurance

[Truman Prevatt <truman.prevatt@netsrq.com>]

As part of their per rider sanctioning fee the Southeast Endurance Riders
Association (SERA) provides SERA sanctioned rides with libality insurance.  The
pre rider format spreads the cost over all the rides in the entire region to
provide afforaable insurance to smaller rides.

Truman Prevatt
President, SERA

BMcCrary27@aol.com wrote:

> In a message dated 5/18/99 10:10:44 PM Pacific Daylight Time,
> endurancevet@zianet.com writes:
>
> << I think that AERC should require conformation of liability insurance
> naming AERC as insured before the ride can Start as a sanctioned ride.  After
> all the BLM and Forest Service require it  and they got money.  Barney
>   >>
>
> The AERC policy does insure AERC against liability.  It is also a policy that
> ride managers can use to insure their events.  It costs $110 for a one-day
> ride (this includes 24 hour 100 milers) and will insure the ride management
> (including personnel) and unlimited additional insureds (at no extra cost).
> A multi-day ride may reuire only 1 or 2 additional insureds (such as BLM,
> Forest Service, fairgrounds, state) to be covered.  A ride held on private
> property may require 10 or more.  It is by far the best value in insurance in
> my 25+ years of ride management experience.  It is affordable, and Insurance
> One, Inc. who handles the policy is very efficient and fast.  Once I came to
> realize that I had forgotten to apply for insurance for a certain ride.  They
> had the policy in place and certificates faxed to the additional insureds
> within 2 days.  I highly recommend it.  It seems to me that uninsured rides
> can bring down trouble on AERC.  If a ride manager feels HE has nothing to
> lose, that's one thing, but the person suing could go after AERC if he feels
> the manager has nothing to give.  As much as I dislike too much regulation,
> maybe it's time for AERC to require rides to be insured as a part of
> sanctioning approval.  Something to think about ....
>
> Barbara McCrary
> Chair, Ride Managers' Committee
>

--
Truman Prevatt
Brooksville, FL

Mystic "The Horse from Hell" Storm
Buck's Mystic Karma
Rocket a.k.a. Mr. Misty
Jordy a.k.a. Bridger (when he is good)
Danson Flame - Hot Dog I'm healed and ready to go.

http://www.mrsl.com



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