You can also eat a great diet and die of pancreatic cancer (my dad),
wear your seatbelt and get run over and killed by a truck that lost its
brakes (my sister's friend, and the other person in the car lived thru
it), and not play golf and still get hit by lightning (person was
actually on a horse and the lightning went thru the person to the
horseshoes - killed the horse and burnt the rider's butt).
Horses and endurance riding are dangerous, helmet or not. Life is
dangerous. If you wanted to be really safe you would stay home and not
participate in life. Society would have to support you and then you
would DIE of boredom.
Somebody (William Wallace?) said:
"Everyone dies. But not everyone lives."
Stuff happens. Protect away, but stuff happens.