The major medical has been a financial lifesaver. In our first year, Kasey
contracted Lymes and required a "hospital stay" at my vet's who administered
the antibiotic daily. All but the deductible was covered. This alone has
paid for 3+ years of coverage.
I do not think we have HMO-type insurance in our area yet but I will make
some inquiries of Blue Bridle and report back what I find.
Diane
Allentown, PA