Insurance

["McGraw, George" <gmcgraw@amtech.com>]

It appears that a tragic accident occurred at the ride in Montana and my
best wishes for a full and speedy recover go out to those hurt. 

As a RM and rider I would offer two suggestions regarding insurance
coverage. 
*	IAHA as part of the membership fee provides $1,000,000.00  of
personal coverage for accidents caused by your horse. The insurance alone is
worth the price of membership. 
*	IAHA  also offers very reasonably priced insurance for a ride. I
manage a ride here in Texas and we use the insurance. Luckily we have not
had any claims but the real value may come some day if we do have an
accident.

I would encourage you to contact your local IAHA clubs about these benefits
or call IAHA directly (303) 696-4500. Remember insurance is only expensive
until you have a filed against you then it become cheap!

George McGraw 
AREC member
Ride manager Frigid Digit
Director Region 9 IAHA
972 733-6402


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