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| RE: [RC]   MSN, again - John A. Teeter
 |   johnt 
  
  Dear HOWARD BRAMHALL,
 Action Required: Please read this entire 
  notice carefully.
 
 We have tried to contact you during the past month 
  because we are unable
 to obtain approval from your credit card company to 
  charge your credit
 card for your subscription to MSN Internet Access. The 
  cause may be that
 your credit card recently expired, or it may be that your 
  credit card was
 recently cancelled or replaced.
 
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Replies
[RC]   MSN, again, Howard Bramhall 
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